As usual, year 2010 also has seen Nigerian fraudsters in full flow.
Encouraged by their stupendous success in cheating mobile and internet users,
Indians have also successfully indigenized their technology.
Apart from deviant MBA students,
Engineers and MCA graduates, even small time crooks are copying the “patented”
Nigerian techniques with alarming ease, causing havoc among newbies to email and SMS scams.
In several instances, the
Nigerian mails are copied, edited and circulated, offering fraud jobs, lottery
prize etc. Other than the underlying theme, the other noticeable
commonality is bad grammar!
For example mail announcing “You
have been short listed for job in Maruti Suzuki” is signed off wishing “Best of
lucks!”
Complaints-India.com Report is based on the frequency of Fraud
Emails and SMS received by the website users
Number1.
International Lottery Sweepstakes. “You Have Won Lottery”
The lottery fraud comes in
several hues and shades. It would say
“Your mail Id or mobile number has
won British Pounds ------------” The names of well known companies are used
and for better effect, names are combined!
Coca Cola , Hewlett Packard (HP),
Nokia Mobile, Yahoo MSN Lottery (!), Yahoo Microsoft Windows Live, BMW Company,
Texaco Petroleum, Gmail / Rediffmail Lottery(!), Google Incorporation(!),
Microsoft Mobile Draw, British Telecommunications, BBC Online Lotto, Irish Lottery, Common Wealth Games Lottery,
World Cup Football Lottery, 2011 Cricket World Cup Lottery…..its along list
indeed!
The mail ask for personal
details. Once someone replies, the fraudsters trap him by informing that Cheque
has been sent and RBI, Diplomat etc
will contact! The trapped fellow is forced to shell out lakhs as one fee or the
other, till he gets wind of the
fraud. In the process he will be called
by “RBI Officers” and “Diplomat” who has come to India with the cheque!!!
Number 2. Getting that Dream
Job now is so easy!. “Videocon Direct Recruitment Offer”
This is a clean copy of Nigerian Fraud mails which offer jobs abroad.
Local Cyber Crime Syndicates have opened thousands of fraud accounts in ICICI,
SBI , Axis and other banks to receive money transferred by victims of fake job
offere emails /SMS
The Crooks keep sending mass
mails or SMS in waves, changing Company
Names, Address and Account detail, often.
Names of Videocon, Wipro, HCL, Maruti Suzuki, Skoda India, Toyota India,
L&T, Bajaj, Tata Group, Volkswagen etc have all been used to promote the
Fraud Job offer business of the criminal syndicates
The mail declares that the
company has seen the user’s resume in job portals and the candidate has been
short listed for interview. The Salary offered is absolutely mouth watering.
The company offers full refund of travel expenses. To show commitment to attend
interview, candidate has to pay Rs.10,500
or whatever, to the account of designated company HR department officer! OOPS!
So the trapped job seeker who has
been waiting for a good job offer, rushes to bank and sends money to the
crook’s account.
Number 3. Fake Marketing Campaigns offering Free
Items
The criminals use SMS for this
fraud, extensively. SMS received states that the user has won some item as part
of company marketing exercise during launch of new product. For example, Airtel
Set Top Box free or a Philips DVD Player Free!. Need to pay only service
tax! Victims who respond are given bank account number to transfer money. Off
course after transfer, there will be no further contact. Thousands of people
fall prey to these frauds which again comes in waves. At a time, the criminals are able to collect large funds, though
the individual amount paid is small.
Number 4. Mobile Tower Installation Fraud
Instead of mass
mail, the criminals use classified ads
in local news papers to trap victims. They know the targets are small time land
/ building owners in small towns and they can not be targeted
using email. The innocuous looking ads
declare that certain company is looking for sites to install Mobile Towers on
behalf of telecom Companies and invites land /building owners to reply. To
convince people, a website address is
given to make the business look genuine. (Company names used are Khan Gold
Care, Sky Network, MSN Tower Company, GR Communication, Nextgen Towers etc)
Once contact is
established, the crooks ask for DD for
certain amount to send Site Survey Team which never arrives, after
payment.
Number 5.
Work From Home Scams. Paid Survey, Form Filling, Mail Reading, Typing, Clicking
etc
People get easily attracted to
easy money making offers by working part time at home. The scamsters advertise
in classified portals and news papers.
The fact that people who respond forgets is that there is actually NO WORK. The
intention is just to grab registration fees from victims. If someone pesters after paying
Registration fees, some carp job is given which will not be accepted and paid
for. Once trapped, the registration fees is gone for ever. The scam is operated
by criminals generally without any fixed office so that they can not be traced.
They run elaborate websites to fool people. Incidentally many people who area
trapped are turned into agents to trap more people and the agents are given a
cut. So it also operates like an illegal MLM scheme.
Number 6. Bank Security Upgrade Notice. Phone /
SMS Phishing for Password
The user gets call /SMS purportedly from Security Department of the Bank or Customer Care stating that
the Security system is being upgraded to ensure that third party transfer is
secure. Then SMS will be sent asking to
reconfirm passwords. Bank customer
feels happy that his bank is doing good things. After sometime he gets SMS of
money withdrawn. Then panic starts.
Number 7. Foreign Job Offers. Foreign Fund
Transfer. Nigerian Attack
Job offers from reputed Hotels in
UK, Canada etc lands up in mail asking for personal details, pass port copy
etc. The Hotel name and website address given could be correct. But the mail ID
to which reply goes will be that of the Nigerian gangster behind the scam. Victims are asked to send Visa Fees, legal
fees etc to account in India. The accounts are leased by Indian crooks to Nigerains for a fee. (Oftem10% of money
collected). The personal details
collected is misused by the criminals to open new bank accounts take SIM cards
etc
The classic Inheritance Fraud
mail, asking for victims account to park huge inherited money is still in
circulation, though it has lost novelty value!
Number 8. Indian Crooks Using Nigerian Trick. “You have
been selected for grant of Rs.85 Lakhs by Govt of India”
This is an indigenized fraud. The
receiver is pleasantly surprised to note that he has been selected by Govt of
India as one of the grantees of Rs.85Lakhs!
The message which comes
purportedly from RBI, goes like this. “To help Indian job seekers to setup
their own business of their choice,
Govt of India is granting sum of Eighty Five Lakhs (85lahks). Be informed that
your email was chosen as one of the great beneficiaries. Your email was
selected among the job offers resume that you have posted”. The victim is asked to sent personal
details.
The excited receiver of the email
sends in personal data and then rushes to bank to transfer fees to “RBI”
officer’s personal account!
Number 9. Fake Online Shopping Sites / Online
Classified Ads
While there are good number
of genuine online shopping websites, there are numerous fake sites too.
These fakes display a number of items. Visitors unknowingly place orders and
pay by credit card. There will be no response to any mails or calls after
payment. The contact numbers, mail Ids etc will all be fake. Such online fraud sales are also done
through classified ads. The offer will be irresistible like the victims of
recent Apple IPhone Ads found.
Number 10.
Fraud Loan Offers by Classified
Ads
The offer for extending lakhs at
cheap interest rates traps many people. The criminals sets up temporary office
in a town, publish loan scheme. The
crooks operate for couple of months. Collects processing fee from many people
and then will shut office and vanish. Simple strategy. But rakes in lakhs, in couple of months.
Other popular fraud offers:
- Walk-in Job Offer (Invites
candidates by Local Ad / SMS as IT Company. Collect Registration fees and
Vanish from one town to reappear in another)
-
Holiday Home/ Time Share offer (Makes phone calls
asking to attend meeting with company staff and get surprise gift. The weak
ones are offered fancy schemes and membership is charged to credit card. That
would be the last the victim hears of the company)
-
Fake Share Trading Companies (Lures people by Mails/SMS and classified ads to fraud
website to become members. After taking registration fees operates for few
months, shuts down and disappears)
-
MLM Schemes (Most people know for sure that MLM schemes
are illegal and will fold up any moment. Still they seem to have thrill in
signing up and losing money! For example Visarev scheme)
-
Offer to Sell Machinery to make different Items like Paper
Cups (The buyer tries to contact
the seller who vanishes in quick time after the buyer finds out that he has
bought junk)
-
Offer to source
chemicals and other materials from India (The victims would have paid legal fees and other charges before
realizing that they are being led up the garden path!)
Complete
report with Links